Adalant Privacy & Information Protection
At Adalant, we understand that your financial information is personal, and protecting that information is an important part of the trust you place in us.
We are committed to maintaining the privacy, security, and confidentiality of the information entrusted to us. This Privacy Policy explains how Adalant collects, uses, protects, and shares personal information through our website, online services, and other interactions with you.
Because Adalant operates in the financial services industry, certain information we collect and maintain is subject to federal financial privacy laws.
Information We Collect
Depending on your relationship with Adalant and the products or services you use, we may collect information such as:
How We Use Your Information
We may use information we collect to:
When We Share Information
Adalant does not sell your personal financial information for monetary consideration.
We may share information with affiliated and nonaffiliated third parties when permitted or required by applicable law.
These parties may include:
Our sharing of nonpublic personal information is subject to applicable financial privacy laws and the choices those laws provide consumers. Regulation P, for example, establishes requirements concerning privacy notices and certain opt-out rights for disclosures to nonaffiliated third parties.
How We Protect Your Information
Protecting your information is a responsibility we take seriously.
Adalant maintains administrative, technical, and physical safeguards designed to protect personal and financial information against unauthorized access, use, alteration, or disclosure.
Our safeguards may include:
Website Privacy
When you visit the Adalant website, we may collect certain information automatically, such as your IP address, browser type, device information, operating system, pages visited, and information about how you interact with our website.
We may use cookies and similar technologies to:
Third-Party Websites
Our website may contain links to websites, applications, or services operated by third parties.
These third-party sites have their own privacy policies and practices. Adalant is not responsible for the privacy or security practices of websites that we do not own or control.
We encourage you to review the privacy policy of any third-party website before providing personal information.
Your Privacy ChoicesFederal financial privacy laws may provide you with certain rights regarding how your personal information is shared.
Where applicable law gives you the right to limit or opt out of certain information sharing, Adalant will provide the appropriate notice and instructions for exercising that choice.
Because the privacy rights available to you can depend on the nature of your relationship with Adalant, the type of information involved, and applicable law, please contact us if you have questions about your privacy choices.
Do Not Sell or Share My Personal Information
Adalant does not sell personal financial information for monetary consideration.
Certain privacy laws may provide additional rights to residents of particular states. If a state law applies to information collected by Adalant and provides you with a right to opt out of certain disclosures, sales, or sharing of personal information, Adalant will provide the applicable choices and procedures.
Because financial institutions may be subject to federal privacy laws that overlap with or exempt certain information from state privacy laws, the availability of particular rights may depend on the information involved and the applicable law.
Children's PrivacyThe Adalant website and online services are not directed toward children under 13.
We do not knowingly collect personal information from children under 13 through our website. If we learn that we have collected information from a child under 13 in circumstances where collection is not permitted, we will take reasonable steps to delete the information as required by applicable law.
Security Incidents
Adalant maintains processes designed to identify, investigate, respond to, and mitigate security incidents involving personal information.
If a security incident occurs that requires notification under applicable federal or state law, Adalant will provide notification in accordance with those requirements.
Idaho law addresses security breaches involving the unauthorized acquisition of certain computerized personal information and establishes requirements applicable to covered entities.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes to our services, technology, business practices, or applicable laws and regulations.
If a change requires a revised financial privacy notice or additional notice to customers under applicable law, we will provide that notice as required.
Contact Us
If you have questions about Adalant's privacy practices or this Privacy Policy, please contact us.
We are committed to maintaining the privacy, security, and confidentiality of the information entrusted to us. This Privacy Policy explains how Adalant collects, uses, protects, and shares personal information through our website, online services, and other interactions with you.
Because Adalant operates in the financial services industry, certain information we collect and maintain is subject to federal financial privacy laws.
Information We Collect
Depending on your relationship with Adalant and the products or services you use, we may collect information such as:
- Name, address, email address, and telephone number
- Date of birth
- Social Security number or other identification information
- Employment and income information
- Financial and account information
- Account balances and transaction information
- Information provided on applications, forms, or other documents
- Information about your transactions and interactions with us
- Information obtained from consumer reporting agencies
- Information obtained from other service providers or third parties as permitted by law
How We Use Your Information
We may use information we collect to:
- Provide and administer financial products and services
- Process transactions and maintain your accounts
- Verify your identity
- Evaluate applications and requests for products or services
- Communicate with you regarding your accounts and our services
- Provide customer service
- Detect, prevent, and investigate fraud or other unauthorized activity
- Protect the security of our systems and services
- Improve our website and online services
- Comply with legal, regulatory, and contractual obligations
- Perform other activities permitted or required by law
When We Share Information
Adalant does not sell your personal financial information for monetary consideration.
We may share information with affiliated and nonaffiliated third parties when permitted or required by applicable law.
These parties may include:
- Service Providers. Companies that provide services on our behalf, such as technology, data processing, account servicing, communications, security, document management, and other operational services.
- Financial Service Providers. Other financial institutions, payment networks, processors, or other parties involved in transactions or services you request.
- Professional Advisors. Attorneys, accountants, auditors, consultants, and other professional service providers.
- Consumer Reporting Agencies. Credit bureaus and other reporting agencies as permitted by law.
- Government and Regulatory Authorities. Government agencies, regulators, courts, law enforcement, or other parties when disclosure is required or permitted by law.
- Fraud Prevention and Security Partners. Organizations that assist us in detecting, preventing, or investigating fraud, identity theft, cybersecurity threats, or other unlawful activity.
- Other Parties With Your Authorization. We may share information when you direct us to do so or otherwise provide appropriate authorization.
Our sharing of nonpublic personal information is subject to applicable financial privacy laws and the choices those laws provide consumers. Regulation P, for example, establishes requirements concerning privacy notices and certain opt-out rights for disclosures to nonaffiliated third parties.
How We Protect Your Information
Protecting your information is a responsibility we take seriously.
Adalant maintains administrative, technical, and physical safeguards designed to protect personal and financial information against unauthorized access, use, alteration, or disclosure.
Our safeguards may include:
- Access controls designed to limit information to individuals with a legitimate business need
- Employee privacy and security training
- Technical security controls
- Monitoring and detection processes
- Physical security measures
- Policies and procedures governing the handling of confidential information
- Vendor and service-provider requirements designed to protect information
Website Privacy
When you visit the Adalant website, we may collect certain information automatically, such as your IP address, browser type, device information, operating system, pages visited, and information about how you interact with our website.
We may use cookies and similar technologies to:
- Operate and secure our website
- Remember certain preferences
- Understand website usage
- Improve website performance and functionality
- Analyze traffic and user interactions
- Detect potentially fraudulent or unauthorized activity
Third-Party Websites
Our website may contain links to websites, applications, or services operated by third parties.
These third-party sites have their own privacy policies and practices. Adalant is not responsible for the privacy or security practices of websites that we do not own or control.
We encourage you to review the privacy policy of any third-party website before providing personal information.
Your Privacy ChoicesFederal financial privacy laws may provide you with certain rights regarding how your personal information is shared.
Where applicable law gives you the right to limit or opt out of certain information sharing, Adalant will provide the appropriate notice and instructions for exercising that choice.
Because the privacy rights available to you can depend on the nature of your relationship with Adalant, the type of information involved, and applicable law, please contact us if you have questions about your privacy choices.
Do Not Sell or Share My Personal Information
Adalant does not sell personal financial information for monetary consideration.
Certain privacy laws may provide additional rights to residents of particular states. If a state law applies to information collected by Adalant and provides you with a right to opt out of certain disclosures, sales, or sharing of personal information, Adalant will provide the applicable choices and procedures.
Because financial institutions may be subject to federal privacy laws that overlap with or exempt certain information from state privacy laws, the availability of particular rights may depend on the information involved and the applicable law.
Children's PrivacyThe Adalant website and online services are not directed toward children under 13.
We do not knowingly collect personal information from children under 13 through our website. If we learn that we have collected information from a child under 13 in circumstances where collection is not permitted, we will take reasonable steps to delete the information as required by applicable law.
Security Incidents
Adalant maintains processes designed to identify, investigate, respond to, and mitigate security incidents involving personal information.
If a security incident occurs that requires notification under applicable federal or state law, Adalant will provide notification in accordance with those requirements.
Idaho law addresses security breaches involving the unauthorized acquisition of certain computerized personal information and establishes requirements applicable to covered entities.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes to our services, technology, business practices, or applicable laws and regulations.
If a change requires a revised financial privacy notice or additional notice to customers under applicable law, we will provide that notice as required.
Contact Us
If you have questions about Adalant's privacy practices or this Privacy Policy, please contact us.